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QLAC -Qualified Annuity

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Chantal Banatty

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QLAC -Qualified Annuity

A QLAC, or Qualified Longevity Annuity Contract, is a type of annuity that is designed to provide income to individuals after they reach a certain age, usually 85 or older. 


It allows individuals to put a portion of their retirement savings into an annuity that will provide them with an income stream for the rest of their life. 


Funds in a QLAC are exempt from required minimum distribution rules, meaning they can be left to grow tax-deferred while providing income in retirement.


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QLAC -Qualified Annuity

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Chantal Banatty

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