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Medicare and Long Term Care

Hello & Welcome, 

I'm

Chantal Banatty

President

Medicare and Long Term Care

What does Medicare pay for long term care and what does it not pay for?


Medicare pays for limited long-term care services, such as nursing home care, home health care, or hospice care. Medicare does not pay for extended custodial care, which is assistance with activities of daily living, such as dressing, bathing, and eating.



Medicare doesn't pay for:

  • 24-hour-a-day care at home

  • Meals delivered to your home.

Homemaker services

  • Custodial or personal care (like bathing, dressing, or using the bathroom), when this is the only care you need.

Home Health Care- Who's eligible?

All people with Part A and/or Part B who meet all of these conditions are covered:

  • You must be under the care of a doctor, and you must be getting services under a plan of care created and reviewed regularly by a doctor.

  • You must need, and a doctor must certify that you need, one or more of these:

  • Intermittent skilled nursing care (other than drawing blood)


Home health services How often is it covered?

To be eligible, either: 


1) your condition must be expected to improve in a reasonable and generally predictable period of time, or 

2) you need a skilled therapist to safely and effectively make a maintenance program for your condition, or 

3) you need a skilled therapist to safely and effectively do maintenance therapy for your condition.


To learn more about your options, download this guide or contact us today. You'll be glad you did. 

Medicare and Long Term Care

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Chantal Banatty

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Banatty Insurance

Chantal Banatty

Banatty Insurance

NPN #

8937250

CONTACT US

941-541-2742

North Port, FL, USA

A Licensed Agent/Advisor May Contact You. Consult your legal, tax accountant, financial and insurance professional for more advice. Any voluntarily submitted or collected information is used solely for the purpose of insurance underwriting and price quotes and not sold or used for any other marketing or solicitation purpose. Not affiliated with CMS, Medicare or any other federal and state agency. Content on this site is not intended to provide legal, accounting or tax advice.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. By providing your contact information for quote requests for material downloads, you grant permission for licensed insurance agent, identified here, to call you regarding your Medicare options including Medicare Supplement, Medicare Advantage, and Prescription Drug Plans.

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